(On the left, Tom Bradley of KFRU 1400 AM interviews me about shopping on eBay, how to know if a website is safe, and other online shopping questions listeners had! And on the right is a shot of my appearance on TV! I had a great time explaining to host Paul Pepper what an "ebook" is, and how to know if a baseball signed by Pope Benedict and sold on eBay was authentic.) You see, I never pay full price for anything I buy online, I’ve never had a security problem or payment glitch that wasn’t easily resolved – and the world is my shopping mall! Check out these stunning deals I've gotten recently...
I've always hated to pay full price for anything. And I certainly have better things to do with my time than fighting crowds, grumpy cashiers, and city traffic when there’s something I need to buy for my family. (Or yes, when I feel like splurging on myself!) Back in 1999 I wrote a book about business cards. And I figured I’d try selling it online. It was kind of a lark, just a hobby. I've always liked computers and surfing the 'Net. My thinking was "Why not give it a try and see if I can make a little extra money with a sideline, online business." To my amazement, that "hobby" business card book is still selling to this day, around the world. And it became the first of multiple products and websites. Fascinated by my unexpected success, I delved more deeply into the concept of "online businesses" and how they worked. I analyzed what made them effective, from both the angle of being a consumer and the angle of being a seller. I took courses. I took notes. I studied. And, of course, I kept shopping too... What I learned convinced me that it’s not complicated to shop online.It really isn't, even if you're new to the Internet and have absolutely no online business experience. Shopping online is something anyone can do, with a bit of coaching, a bit of training, and the right tools. You CAN find what you want at the price you want to pay. You CAN order right from your home or even during a lunch break at work. The "catch" is that online shopping is different, with a different set of risks. Security concerns are the main reason people don't shop online. They're worried about internet security and about giving out their credit card information. Not to mention these online "scams" they hear about. Yet it’s no more dangerous to shop online than it is to shop at Wal-Mart.It’s merely a matter of knowing what security precautions to take. When you shop at the mall, you don’t leave your car unlocked, do you? Or leave your purse unattended in a shopping cart? Or flash wads of cash in front of strangers? Of course you don’t. Those security precautions aren’t difficult, and they’ve become second nature to you. Online security precautions are just as commonsense and simple. Once you know what they are, they become second nature, too. So how do you figure them out? What can you do? There's simply no reason to go on wasting your time, your energy and your money in shopping online without this knowledge! It's time for YOU to begin seeing REAL savings from your online shopping trips!
Want a FREE Tip? Here's How to Start Seeing Immediate Savings from ANY of Your Online Shopping Ventures...I feel almost guilty for doing so well when I shop online, when so many people can't figure out even the basic strategies to find good deals. So, to do my "good deed" for fellow online shoppers, I'm going to GIVE YOU a couple of the absolute best strategies for saving money online when you shop. You can learn a simple way to get paid for shopping, for example... now isn't THAT a great idea!
(I hope you take a moment to sign up. The information is golden and frankly, I'm not sure how long I'll be able to give it away for free.) Finally, I pulled together all my research onto shopping online. Especially the best ways to save time, save money, and yet avoid as much risk as humanly possible. I distilled it all and created... |
The essential “mindset” adopted by successful online shoppers, and why it’s important to look at online shopping differently than shopping at brick-and-mortar stores |
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How to organize your email for maximum efficiency, so you never miss hearing about a humongous clearance sale at your favorite site, or lose an important receipt |
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The three lists that make shopping easy to do, at any time, so you can grab what you need before that limited-quantity offer is gone |
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What you can do NOW to make sure you hear about all the hottest deals and promotions, LATER |
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How to search! (There’s a lot more to it than typing “inkjet cartridge” in Google and crossing your fingers.) |
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New ways to search that many sites offer but that you may have never tried; you won't believe how much time these unusual search tools will save you |
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Where – and how – to do price comparisons on the Internet. This is an awesome time-and-money saver! (You’ll recoup MORE than the cost of this manual just by learning these techniques.) |
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Why pop-ups can be your best friend when shopping online; yes, those annoying little ads can save you a bundle! |
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Where to get the latest gossip on the products and stores you’re interested in, as well as in-depth product reviews |

How to make sure your computer is secure - those nasty viruses and crooked con artists are real, and you've got to protect yourself |
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The 5 warning signs that scream, “Don’t shop at this website!” Ignore these and you could be in financial quicksand. |
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How to know if a transaction is secure – it’s really quite simple. If you see either of these, it's safe to whip out the ol' credit card. |
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How to avoid those con artists who try to rip you off via email, and keep your email address as safe and private as possible |
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What payment methods are best when shopping online – and which ones you should avoid, if you want to make sure that the only person spending your money is YOU |
What four things you should always do BEFORE you hit the “Order” button; it's a lot easier to prevent a problem than argue with Customer Service later! |
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7 different ways to save money on shipping and handling (It’s easier than you might imagine to get FREE shipping!) |
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What happens after you buy - at least, what's SUPPOSED to happen, so you know to contact Customer Support if it doesn't |
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How to handle it if something goes wrong! |
Part One is important, but Part Two is the fun part of my how-to guide.
The second half of The Insider's Guide to Shopping Online focuses on the
tips, tricks and tactics that have saved me the most money over the years.
These are the secrets most people never learn.
Most online shoppers feel pretty good when (and if) they snag an occasional 10% off deal or “Free Shipping with Minimum Purchase” offer.
You’ll be equipped to use these strategies and go way beyond that. In fact, you can save thousands of dollars every year by applying only a few of these secrets. And you’ll seldom, if ever, need to pay full price for anything online, ever again!
I mean, the savings are amazing. Still not convinced?
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![]() | A palm Treo 700w Smartphone (Verizon Wireless) for only $151.99 + Free Shipping Amazon.com was retailing this Smartphone for $279.99 at the time of this deal. |
| A folding beach chair with cupholder from Office Depot was selling for only $5.13. Plus you got a Free 5" Black & White TV/AM/FM radio ($59.99 value) or 3-pc business tote set (value $79.99) with an order of $50
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| Here’s a really cool Disney tent. Instead of paying full retail, $129.99, I paid $19.99 and got free shipping |
| One store was offering up to 80% off and free shipping (even free shipping on returns!) on name-brand shoes |
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| A Mahogany Entertainment Center for $269.99 instead of $703.00 – you could have saved $433.01, or 61%! And it only cost $2.95 to ship it. |
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| Award-winning BBQ Tools for half off! I bought 10, gave some for gifts and sold the rest on eBay. |
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The two very best money-saving strategies in my shopping arsenal; I try to apply them every time I shop because they're almost certain to save me a bundle! |
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How filling in an often-overlooked field on your order form can pay off, big-time; once you become aware of this field you'll kick yourself for not noticing it before |
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How to get paid to buy from yourself (and even get paid when other people buy from you, too) |
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Where on the web to find online coupons for offline stores; the newspaper isn't the only place to find deals for your favorite products, plus you can search for them specifically! |
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Why a certain kind of website can be a bargain-hunter’s best friend, and recommendations for some of the very best examples |
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When shopping on a particular day of the week pays off; all you need to know is which day of the week your favorite merchant prefers |
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How to get tons of stuff for FREE; the variety is incredible, and sometimes you get a full-sized product, too, not some dinky trial size |
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Who – and how - to ask, if you can’t find what you want; you can spend all day searching, or you can ask someone who knows. Duh! |
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Why it benefits you to shop frequently at certain online merchants (sure, it benefits THEM but if you like the store it can pay off for you, too) |
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How to get “XYZ Store” to give you a better price on that Wonder Widget you’re salivating over |
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Where to find rebates, and how to keep track of them, too; the savings are just too huge for you to let a misplaced receipt or tracking number keep you from claiming them |
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Multiple ways to find dirt-cheap products; discontinued models, factory closeouts, refurbished items |
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How to qualify to buy brand-new merchandise at half price, or less! It doesn't matter if you own a store, you can easily qualify to buy merchandise using this particular discount, too. |
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Where to find local deals, online; you'll be amazed at the websites and online services that make it super-simple to find offers targeted specifically to people in your town |
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How to slowly-but-steadily earn shopping credits or cash back, all year long; it's like getting $50 or $100 gift cards, absolutely free! |
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How to combine savings strategies to really multiply savings; why settle for a measly $10 off deal when you can save in 5 or 6 more ways on a single offer? |
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Where to find the newest, hottest, online savings resources, like Frucall, a free, phone-based, price-comparison shopping service for consumers that lets you hear current online prices and purchase products using your cell phones, anytime, anywhere. Frucall's fast, efficient service works on all phones, and blends the benefits of in-store shopping with the frugal and flexible nature of Internet shopping. (Now how cool is THAT?!?) |
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For NON-U.S. shoppers, there's an entire section on INTERNATIONAL websites you'll find helpful! (Included as requested...)
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And as if that weren't enough...
W
hat do you buy for a 16-year-old kid when a) he hates your taste in clothes and b) you hate his taste in music and c) it's got to be electronic and d) it's got to be "cool" and e) it has to be less than $100?
Whether it's for Grandma, your boss or your spouse, if you're scouring the Internet for gifts, you absolutely MUST read this section. Especially if you have no idea what to get! (I'll show you exactly where to look.)
How much is all that information worth to you? How much do you think you could save in one year – one month – even ONE PURCHASE – if you knew exactly how to get the best price and got paid to shop there, too?
Plus you get the peace of mind that comes from knowing your transactions are safe. Why not order now?
A Must-Read!"Whether you're new to online shopping or a seasoned professional, you need to check out this ebook! "The Insider's Guide to Shopping Online", by Diana Ratliff, is a must read! For beginners, it will walk you through the basics of online shopping and tell you how to avoid getting ripped off. People who've been shopping online for years can also benefit from Diana's tips. There were several ideas in there that I'm definitely going to use!" Karen Hoxmeier, Owner, MyBargainBuddy.com http://www.MyBargainBuddy.com |
I kept digging through my notes... it’s amazing how much info I had squirreled away. (My mom says I analyze things too much, but it does pay off sometimes.)
To my chagrin, I discovered that I'd completely neglected one of the most incredible online shopping sites in the world — a huge, global marketplace where savvy buyers can unearth products and services at unheard-of low prices.
I've amassed a ton of treasure from this site (it's where I bought my son's drums), so I made sure you'd know everything-an-insider-knows about finding deals there, too. Here goes...
Anyone who’s serious about saving money online cannot afford to ignore eBay and
similar online auctions. But it’s a whole new way to acquire merchandise, and it can be quite risky – if you don’t know what you’re doing!
I not only buy on eBay, I sell on eBay (and yes, I even wrote a how-to guide about it, too.) This indispensable guide shows you how to find the lowest prices and the most reputable sellers.
Make it easy to keep track of your rebates!
No more trying to remember when you mailed in the rebate form, how much the rebate was supposed to be for, and when you can expect to get the check. You'll know how much you saved, and be able to track your rebate from your mailbox to your wallet!
However, there’s a deadline – I can only guarantee the availability of these bonuses if you order by midnight,
This is a busy time of year for online shopping. It's a pretty safe bet that if you’re looking on the Internet to find a deal, it’s because something is coming up - a birthday or purchase deadline or summer vacation or gift-giving occasion - and it's also a pretty safe bet that you're not exactly sure what websites you can trust to have quality merchandise, good prices, and secure systems.
Not to worry. I did a bit of research (actually, more than a bit - it took DAYS for each one) and developed:
Each of these printable Hotsheets is only two pages long, but they're chock-full of buying advice.
You’ll learn specific tips on finding the best deals and best products in each particular category. It's essential information about what features to look for and how to avoid both products and merchants that might cause you grief later one.
Good advice!
And better advice - you’ll learn exactly where to buy toys, and electronics, and last-minute gifts such as gift certificates! I’ve done all that time-consuming, tedious searching for you. You'll discover at least a dozen reputable websites with quality merchandise in each of these three categories.
And better advice still - not only do I name the website, I tell you what to look for and what the site offers (such as a discount when you sign up for a newsletter). That way you can quickly find the site you want with the products you want.
I don’t know how much you shop online – or how much you would do so if YOU KNEW what I KNOW – but it’s as plain as the nose on your face that shopping online saves in SO many ways.
Shopping online saves:
Gas; |
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Time; |
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Sanity (Not having to drag tired or hungry kids – or a spouse, for that matter - to six different crowded stores in one afternoon is a real sanity-saver in my opinion); and |
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Money |
I don't know how far you live from the stores you want, and I don't know how firm your grip is on sanity at the moment... ![]()
So let's consider the time savings. I can't put a true value on it (I mean, you never get back an hour you waste, right?)... but let's say your time is worth a measly $10 per hour or so. If this how-to report saves you 10 hours of driving, fighting crowds only to find out the store is out of your size, placating cranky kids by buying food or junk they don't need and gulping $4 gourmet coffees to keep you going... that's worth an easy $100, wouldn't you say?
But I CAN help you quantify the kind of savings the information in this guide guarantees. Just in this letter, I've mentioned...
A Palm Treo from Amazon. Savings: $128.00 (46%)
A Disney tent. Savings: $110 (85%)
A gourmet Bravetti Saucepan. Savings: $40.04 (80%)
A beautiful Entertainment Center. Savings: $433.01 (61%)
That's only a few items, but the total saved was $711.05. (Not to mention the shipping savings. And no taxes.)
What would you do with that $711.05 you just saved? Buy furniture? Put it towards that trip to Hawaii? Sock it away for the kids' college fund? Splurge on a weekend at a spa?
With THAT kind of easily-doable savings, the actual price for this manual ought to be comparable, right? Maybe $697 or so? Look at how fast you can recoup it! You could easily save thousands of dollars this year alone!
But that price is a bit ridiculous. There's no way I'd charge you that much. For one thing, it doesn't cost me that much to get this amazing info TO you. It's delivered electronically (it's a document you read on the computer - print it out if you want, you'll get it right after you order) so I don't have printing costs or delivery costs.
And besides, we're fellow shoppers out looking for deals. It's a lot of fun for me to tell friends and family about a great new website or a hot new way to save money. I get a real kick out of this!
So here's the price... a mere $67. Friends tell me it's MORE than fair - they don't want me telling you about some of these sites anyway!
But Spring is in the air and my flowers are blooming and all is right with my world, so I'm feeling generous...
But price isn't everything, as you already know. A bargain is great, but if it's something you can't return for a refund - and you discover after you buy it that you hate it - it's just junk!
I'm so certain that you'll love "The Insider's Guide to Shopping Online" that I'm going to offer you a guarantee you'll NEVER find at the mall.
Here's my Better-Than-Money-Back Guarantee.
Buy the how-to toolkit. Try it (go shopping!) for up to 60 days. |
You just need to know where to find them, and how to take advantage of them.
Look at it this way -- $27 $17 is really a painless drop in the bucket compared to the time and money you’re going to WASTE when you shop the hard way – battling the crowds at the mall – or when you shop online without applying these strategies.
"I learned some great new techniques for saving money!" "I have been a savvy online shopper for many years. You have included links to excellent sites... and valuable suggestions regarding internet security. Whether you're just starting out with online shopping or looking to take bargain shopping to the next level... I definitely recommend this manual!" Faye Prosser, Author of "The Smart Spending Guide" |
Honestly, ...
It's easy to get started right away. Just click here and you can have immediate (and unlimited) access to everything included in "The Insiders Guide to Shopping Online."
You'll discover outstanding deals, today, and be bragging yourself, tomorrow! ("You paid what for your anti-virus software, Jason? I got mine for free.")

You’ve heard the saying, “Shop until you drop”? With everything you’ll learn in my brand-new guide, you WON’T drop, and you won’t WANT to stop! Shopping on the Internet is truly a revolutionary, convenient, and extraordinarily thrifty way to shop – so Order Now!
Sincerely,

Diana Ratliff
P.S. If you've decided not to order click here.
P.P.S. The documents in this guide are sold in "ebook" format. A bit wary of that? Not to worry. An ebook is an "electronic book" - the ebook file is on my website (just like this page that you're reading is a file on my website.) After you pay, I'll show you WHERE the file on my website IS (it's hidden) - then you can read it or save it to your computer. Easy! Plenty of instructions given if you need them. And fast - you don't have to wait for the book to me mailed to you!
P.P.P.S. Just think! No more kicking yourself in the head because you paid WAY too much. No more standing in line or paying for a babysitter. No more last-minute dashes to the post office. No more sales tax. No more missing deals like the ones I just described!
You'll get more than 100 specific ideas on saving money, saving time, and saving yourself a lot of hassle - while protecting yourself from online predators.
You’re going to shop anyway. Why not shop online, and save? You have nothing to lose with my Better-Than-Money-Back Guarantee, and a lot of time, money, and energy to gain!
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